For businesses

Explore your options, quietly.

Built for operating companies, not just startups. Find investors and lenders who understand your business, and control what you share beyond the Brief, and when.

Free during the U.S. beta, iOS first. Safqos is a technology platform, not a broker-dealer, and takes no fees on deals.

Safqos chat with a connection showing the NDA Required sheet: scheduling a call requires both parties to sign a Mutual NDA, with a Review and sign the NDA button

Real app screens. Demo accounts.

Applying is not the same as getting funded.

58%
Of small businesses that applied for financing did not get the full amount
36%
Got only some or most of what they sought
22%
Got none of it

Most owners approach capital one bank or one investor at a time and learn the answer weeks later. On Safqos, investors declare their check size, structure and industries first, so you approach the ones who already fund a business like yours.

Sources

Federal Reserve Banks, Small Business Credit Survey, 2026 Report on Employer Firms (March 2026; 6,525 employer firms with 1–499 employees): “Forty-two percent of applicants received the full amount of financing they sought, 36% received some or most, and 22% received none.” The 58% is the 36% and 22% combined. The prior year was similar: 41%, 36% and 24% (2025 report). Financing here is mostly loans and lines of credit. Safqos has not launched, so no measured improvement is claimed here.

62%fewer steps to a deal
26 steps today, 10 with Safqos. Open any stage for the detail.

Finding capital that fitsApproaching banks and investors one at a time, each with criteria you only learn after applying.5 steps1 step80%fewer steps
Today
  1. List banks and investors
  2. Research each one's criteria
  3. Apply or pitch
  4. Wait for an answer
  5. Start over if declined
With Safqos
  1. Open your feed, every investor already scored for Fit
  • Outcome 22% of small businesses that applied got none of the financing they sought (Federal Reserve, 2026)
Getting a responseCalls and emails to learn whether a provider funds businesses of your size and industry.4 steps2 steps50%fewer steps
Today
  1. Call or email
  2. Wait for a reply
  3. Book an intro meeting
  4. Learn whether they fund businesses like yours
With Safqos
  1. Message them in the app
  2. Wait for a reply
Understanding their termsFinding out a provider’s ceiling, structure and appetite before investing more time.3 steps1 step67%fewer steps
Today
  1. Ask their ceiling and structure
  2. Wait
  3. Get an indication of terms
With Safqos
  1. Read their declared check size and structure
Sharing your financials securelySigning NDAs and sending statements into email chains you cannot recall.4 steps2 steps50%fewer steps
Today
  1. Sign an NDA by email
  2. Email your statements
  3. Answer questions
  4. Repeat for the next one
With Safqos
  1. Accept one shared NDA in the app
  2. Documents send from your Vault, watermarked to the viewer
Scheduling the callAgreeing a time with each lender or investor, sending links and making sure both sides show up.5 steps2 steps60%fewer steps
Today
  1. Email possible times
  2. Wait for a reply
  3. Agree a time
  4. Send a calendar invite and video link
  5. Send a reminder the day before
With Safqos
  1. Propose a time in the app
  2. They accept; both of you are reminded before it starts
Follow-up and revisionsThe same summary and answers for every lender and investor, while you still run the company.5 steps2 steps60%fewer steps
Today
  1. Send a follow-up email
  2. Wait for a reply
  3. Dig the latest file out of the thread
  4. Send a revised version
  5. Move to another tool for the NDA or call
With Safqos
  1. Message in the connection's thread
  2. Wait for a reply; Safqos nudges unanswered messages

A step is one email, wait or hand-off. Diligence decisions, terms and the legal close stay between you and the other side.

Sources

Federal Reserve Banks, Small Business Credit Survey, 2026 Report on Employer Firms (6,525 employer firms): of applicants, 42% received the full amount of financing they sought, 36% some or most, and 22% none. Safqos has not launched, so no measured time saving is claimed.

Know the investor before you open your books.

See where you fit, and where you don’t.

Every investor declares what they fund: industries, business models, customers, geography, check size and structure, from minority or majority equity to debt and revenue share. Each one is marked against your business before you send a single message.

  • A green check where you fit, a red X where you don’t, so a mismatch never becomes a meeting.
  • You are reading what they wrote, not a summary written by someone earning a fee.
  • Red warnings show on every plan. Green checks come with any paid plan.
Safqos Dossier for Morgan Capital Partners, viewed by a business owner: Investment Preferences with a red X on Industries, Business models and Customer types where the investor does not fit, green checks on Geography, Invests in and Investment range where it does

Nothing opens until you say so.

Your financials, valuation detail and data room sit in the Vault. Three messages each before the NDA. Then one shared NDA, accepted by both sides, and you decide what is on each side of that gate.

  • Every document starts gated. Set any one to open or private.
  • Opened financials are watermarked to the viewer, which discourages onward sharing rather than preventing it.
  • The data room is released per counterparty, not once for everyone.
Safqos My Vault screen listing Company and Legal and Financial documents, with Upload buttons for documents not yet added

Nobody finds out you were looking.

Your profile is shown to admitted members only. It is not on the public internet and not indexed by search engines. Employees, customers and competitors do not see a listing, because there is no listing.

  • Conversations and calls stay inside the app. No email chains, no links to forward.
  • Your real name and photo are shown to a counterparty when a Direct Pitch or connection exists.
Safqos Connections screen listing an investor's connected founders and business owners

Six things that go.

Investors who cannot fund the raiseWeeks of conversation to learn their ceiling was under what you need.
A declared check size, floor and ceilingIt sits on the profile before you speak, so the mismatch never becomes a meeting.
Telling the story again to every tire-kickerThe same call and the same numbers for people who were never going to close.
Three messages each before anything opensEnough to establish that an investor is real, not enough to walk off with your figures.
Sending your books out to whoever asksFinancial statements emailed into a chain you cannot call back.
Documents gated by default, per documentNothing detailed opens without a shared NDA, and watermarking is on by default.
Chasing down the same documentsThe same summary sent five times over across email and a shared drive.
Documents that arrive on connectionTick what auto-sends, and an investor has it the moment the connection is made.
A process that runs on someone else's calendarWaiting on a shortlist while you still have a business to operate.
A profile that keeps workingYour declared terms keep matching you while you get back to running the company.
Managing it across five different toolsOne tool to find investors, another to message, another for calls, another for files.
One place, from the feed to the signed NDAFeed, messaging, NDA, Vault and Pitch Rooms are the same app.

See what's out there, quietly.

U.S. beta, iOS first, free during the beta. No fees on deals during the beta.